After a first CNY celebration in Malaysia in 4 years, I am off to Sahabat, LAhad Datu for my first placement in the FVOP refinery. It was an eye opener al-together. I spent the weekend at Audrey's for CNY before heading off on Monday to officially embark on my first duty. First stop, the airport - it is as small as an LRT station in KL. Simple, no conveyor belts for luggage, just a simple raised platform for luggage. Small waiting area and 2 scanning system, that's all. All the more efficient and tiny, but it costs RM 186 a single way from KK to Lahad Datu, that's extortion. My boss - Mr Abdul Ali was very welcoming where he drove his 4WD to pick me up and treat me to a wonderful Chinese meal with his wife and colleague. YES, Chinese Meal in a Chinese restaurant. So here we are, in a smaller town compared to the big cities, and there is so little racism that a Malay can eat openly in a Chinese restaurant and calls it the best restaurant in town. Mind you, even police offic...
22/11/2006 pe1 guys .. a total of 16 guys ! plus my dearest bro jordan n andrew went to WAR against each other ! ! hehe .. NIce ! ! on the way to TTsports park .. jordan explained there was 3 types of gunzz n i didn't even noe there was diff gunz !! .. fuiyo .. we got into our painter suits .. then loaded the gun .. n wore the lousiest n foogg-iest stinky helmet into the jungle !! lol it was so so cool .. i got hit on the head after barely 4 min !! siennya .. we had 2 left n chern han was the laz 1 standin for the other team !! so we practically drew .. jian jun n yew choe were captains of both teams cause they were the only 1 with strikin blue uniforms !! jj was so cool he got his ass all mudded up while he slide his was to the opponents base !! stupid jordan damn good shooter ( ran out of pellets everytime he played) hehe 1 more game of 8on8 n it was down to 4on4 on the artificial battlefield!! me andrew yheu shen n jordan ( finally same team as u bro ) were totally thrashed by c...
There are multiple ways of investment and managing your fund. I am no fund expert nor am I trained on any certified level. The levers I know are as following: 1) Real estate - rental income 2) Stocks & ETFs - company, industry dependent 3) Bitcoin - future potential of a decentralized currency To dive deeper - Real estate You don't have real rental income until you actually own one, and rent one out. Essentially, you need to have 2 properties to start this. Staying in one then selling it for another better place is not passive income. In prime location and prime cities, it is no longer easy to find rents that will match, let alone exceed your mortgage payments. That said, unless you have a high downpayment (20-30%), paying some to top off your rental income is highly possible. Stocks & ETFs Fortunately and unfortunately, this is the most volatile time but also the most exciting time. There is a lot to gain, and also a lot to lose. I've lost the most he...
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