There are multiple ways of investment and managing your fund. I am no fund expert nor am I trained on any certified level. The levers I know are as following: 1) Real estate - rental income 2) Stocks & ETFs - company, industry dependent 3) Bitcoin - future potential of a decentralized currency To dive deeper - Real estate You don't have real rental income until you actually own one, and rent one out. Essentially, you need to have 2 properties to start this. Staying in one then selling it for another better place is not passive income. In prime location and prime cities, it is no longer easy to find rents that will match, let alone exceed your mortgage payments. That said, unless you have a high downpayment (20-30%), paying some to top off your rental income is highly possible. Stocks & ETFs Fortunately and unfortunately, this is the most volatile time but also the most exciting time. There is a lot to gain, and also a lot to lose. I've lost the most he...
22/11/2006 pe1 guys .. a total of 16 guys ! plus my dearest bro jordan n andrew went to WAR against each other ! ! hehe .. NIce ! ! on the way to TTsports park .. jordan explained there was 3 types of gunzz n i didn't even noe there was diff gunz !! .. fuiyo .. we got into our painter suits .. then loaded the gun .. n wore the lousiest n foogg-iest stinky helmet into the jungle !! lol it was so so cool .. i got hit on the head after barely 4 min !! siennya .. we had 2 left n chern han was the laz 1 standin for the other team !! so we practically drew .. jian jun n yew choe were captains of both teams cause they were the only 1 with strikin blue uniforms !! jj was so cool he got his ass all mudded up while he slide his was to the opponents base !! stupid jordan damn good shooter ( ran out of pellets everytime he played) hehe 1 more game of 8on8 n it was down to 4on4 on the artificial battlefield!! me andrew yheu shen n jordan ( finally same team as u bro ) were totally thrashed by c...
I've always been competitive and have always let some peer pressure push me along as I dwell into my career and personal goals. From the outside looking in, one will see that I've achieve a lot. Moving from being a top boy of a little known school in Malaysia, to getting full scholarship to study at a top university in the UK before starting a career in Malaysia followed by a career in the US. Little do people know the internal struggles I've been fighting. I'm fully appreciative and proud of my achievements. BUT, there's always some buts in life, 10 years into my professional career, I've noticed many of my peers become Directors of big organization. Because I've been bounded by one organization and despite the many opportunity within, I've moved from being an engineer to an operations manager then to a sales rep. I am far from being a Director, maybe assistant Director is of closer reach. A title may only be a title but it is also one that is of hig...
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